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Buyer’s Guide

Buyer’s Guide

Choosing to buy a home is one of the biggest decisions you’ll make in your life. It’s a complex ordeal that requires a lot of planning, and instating the help of a knowledgeable REALTOR® to make the process run smoothly. To ready you for this, here is a general overview of what to expect and prepare.

Get Your Finances In Order

The first thing you’ll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended.

Visualize Your Dream Home

Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs v/s wants list.

Meet With a REALTOR®

It’s important to partner with a REALTOR® you feel completely comfortable with. A REALTOR® can help you find your dream home, that meets both your needs and your budget. They will set you up with viewing appointments, and also help bring clarity to the complicated process of buying a home. You’ll want to go with an experienced and knowledgeable REALTOR® who you can be sure will represent your best interests.

The Search

Using the property search on this site and consulting with your REALTOR®, you will be able to find homes in your desired area. They’ll update you frequently regarding new listings and schedule you appointments with sellers.

Closing

Your REALTOR® can help you place an offer that the seller will either accept, counter, or reject. After you’ve negotiated an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in a lawyer’s office.

At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.

See What Our Clients Are Saying

Tayler Gray
Tayler Gray
June 1, 2024.
We appreciated Jamie's honesty and expertise during the process of selling our downtown condo recently. She provided great advise on pricing and was reliable and responsive throughout.
Mod Media
Mod Media
May 27, 2024.
My working relationship with Jamie and Harman has been one I truly value and am grateful for. They’re such a positive duo, and anyone can connect with them easily. They’re easy-going and create an environment that is both professional and friendly for myself and their clients. From my perspective as a service provider, they stand out for their clear communication and knowledgeable approach. Beyond that, Jamie and Harman have personally been very encouraging and supportive since Mod Media began. I highly recommend them to anyone looking for exceptional realtors who excel in every aspect of their work, and I look forward to continuing our collaborations in the future!
Kaitlyn Pietrzykowski
Kaitlyn Pietrzykowski
May 24, 2024.
Jamie and Harman sold both my condo and my husbands condo during a time when the condo market was struggling. They stayed persistent and found ways to showcase our units for maximum exposure. We were out of the country when a house we were interested in hit the market. Harman went to look at it for us with an extremely thorough review - and we ended up buying it (sight unseen)! That is the level of trust we have in Bhatti Realty.
Carol Mukanik
Carol Mukanik
May 19, 2024.
Brittany was awesome to work with! Very patient and knowledgeable with all our questions ! Sale went very smoothly and would definitely recommend her to anyone looking for an awesome realtor !
Jackie Truong
Jackie Truong
April 9, 2024.
Britany helped me sell a matrimonial home in a high conflict divorce situation where we had 2 separate realtors . After being on the market multiple times over a number of years with no success in a sale , Britany Came in on a 60 day listing contract at the peak of Christmas season and got us sold ! She did it was class and grace and we couldn’t be happier with the high level of service she provided ! I would highly recommend her to anyone !
Gary Thompson
Gary Thompson
January 5, 2024.
Brittany was a delight to work with! She was open and honest right from the moment she walked into our house. Brittany told us what was going to happen, and it went exactly as she said it would. There were no surprises; It was a stress-free experience. She is a very clear communicator and i will be using her services again! Thanks again!
Sasha Brakus
Sasha Brakus
November 20, 2023.
Harman went above and beyond to help me and my wife find our first home. He made everything easier for us which took away a lot of stress. He was always available for us to answer all of our questions. We highly recommend him and his team! Great job!
Simran Bhatti
Simran Bhatti
November 2, 2023.
Jamie helped us as first time homebuyers in a difficult housing market. We could not be more thrilled with our purchase! She had simplified the process and broken down all the important information for us. We always felt well attended to and as if she was putting herself in our shoes. They truly go above and beyond to ensure you make the right purchase! Highly recommended
Todd Leinweber
Todd Leinweber
November 2, 2023.
Harman was very professional and answered all of our questions. He was patient and courteous with his time. Harman is a problem solver and a genuinely helpful person. You can tell he actually cares about his clients. Would definitely recommend!
ghazy ammar
ghazy ammar
November 1, 2023.
Outstanding, Harman was a pleasure to deal with and highly reccomend for your next purchase

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